Proudly New Zealand Owned and Operated
Your ClearDebt Account operates along side your everyday Bank Account but you know the money left over is yours to spend as your regular bills have been paid. Our Accounts let you choose whether to assign partial or full management of your income and bill payments and are suitable for those receiving wages/salary and those in receipt of income support.
You can choose between 3 different Income Management Accounts to best suit your needs:
Fixed Account
The Fixed Account is for you if you know what your regular Bill Payments are but you struggle to make sure they are paid on time. You re-direct part of your income to your Fixed Account and you set the payment amounts to each of your regular bills. You are responsible for making any extra payments or top ups to any of your bills if necessary from your every day Bank Account.
Fixed Plus Account
If you can’t have a part re-direction of income or you want the added flexibility of easily varying your bill payments then the Fixed Plus Account is for you. You re-direct the whole of your income to your Fixed Plus Account, set the payment amounts to each of your regular bills and what’s left over is transferred to your every day Bank Account.
Managed Account
If you feel you need somebody to take control of all your bills then our Managed Account is perfect for you. You re-direct all of your income to your Managed Account and tell us which bills you want to be paid. We calculate your minimum payments, set up any payment arrangements as needed and request future bills are sent directly to us so we can adjust your bill payments based on your on-going usage. What’s left over is transferred to your every day Bank Account and is yours to spend.
